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Full (6) months of first year general loan can borrow extra loans. In second-year general loans full (1) month can get (Voluntary saving must be 10% of disbursement amount)

  • First year – 1000,000 to 200,000 Ks (Principle – 4000 Ks, Interest – 600 Ks)
  • Second year and Above – 1000,000 to 300,000 Ks (Principle – 6000 Ks, Interest – 900 Ks)

The term of the loan – (6) months (25 times)

Full (1) month of second year general loan can borrow instead of extra loan.

  • Loan amount – 500,000 Ks to 10,000,000 Ks

The term of the loan (1) year (50 times), (2) year (100 times)

Full (6) month of the first year general loan can borrow education loan. (25) times and has to repay.

  • First year – 100,000 Ks

The term of the loan (6) months

Full (6) months of the first year general loan can borrow medical loans. 25 times and has to repay.

  • First year – 100,000 Ks

The term of the loan (6) months. Loan Interest Rate – (1) month 2.5% (1) year 30%

Full (6) months of the first year general loan can borrow live improvement loans. In second year general loan full (1) month can get. Extraction Equipment –

  1. Solar Lamp
  2. Phone
  3. Refrigerator, Sewing Machine, Washing Machine
  4. Regulator and etc.
  • (1) Solar Lamp loan to be repaid by 24 times.
  • (2) The other life improvement loan must be repaid 25 times.

Staff loan can borrow a permanent employee of the government and companies.

  • The amount of loan 300,000 Ks to 500,000 Ks.

The term of the loan – 10 months (10 times). Pay System : Repay one time in every month. Saving (4%), Document fees (1%), BWFs fund (1%) Total (6%)

  • Loan Amount – MMK- 1,000,000 to 10,000,000 /-
  • Loan Interest – 28 % Per Year
  • Loan Duration – 12 Months,15 Months, 18 Months, 21 Months &
    24 Months
  • Saving Charges – 4 % (12 Months), 3.5 %(15 Months), 3 % (18
    Months), 2.5 % (21 Months) & 2 % (24 Months)
    ( For Compulsory Saving )
  • Services Charges – 1.5 %(12 Months), 1.875 %(15 Months), 2.25 %(18
    Months), 2.625 %(21 Months) & 3 % (24 Months)
  • BWF – 5 %(12 Months), 0.625 %(15 Months), 0.75 %(18
    Months), 0.875 %(21 Months) & 1 % (24 Months)
  • Repayment System – 28 Days Repayment ( One time )

Type of Saving, Interest rate and Policies

  • 1

    Regular saving (Compulsory)

  • 2

    Voluntary savings

  • Saving interest rates – (1) year 15%
  • Saving by the end of financial year in March to increase the load.
  • If you want to saving withdraw must be proposal a week.
  • Voluntary saving is not allowed to collect over the disbursement loan amount.
  • Conpulsory savings reissue only team to resign.