| Name of Product | Business Capital Loan | Seasonal Capital Loan |
|---|---|---|
| Loan Purpose | • Business related purposes such as Fixed Asset, Working capital | • Agriculture related purposes |
| Pricing Method | • Declining | • Balloon |
| Loan Amount | • 200,000 to 3,000,000 | • 200,000 to 3,000,000 |
| Repayment frequency | • Monthly | • Monthly/ Multi Balloon/ Balloon |
| Loan Term (Month) | • 6 to 12 months | • 3 to 9 months |
| General Criteria | • Min 3 to 9 members in a group, and up to 14 members in rural area is allowed. • Members of the Group must be willing to Cross-Guarantee for all other members and well-know each other in the group. • Members must select one leader in the group. • Participation in Group Meeting is mandatory for group loan. • Must have been operating a business at least 6 months. • Startup business is allowed one person in the group. • Loan terms of the all-group loans shall not exceed 12 months. |
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