| Name of Product | Business Capital Loan | Agriculture Loan |
|---|---|---|
| Loan Purpose | • Business related purposes such as Fixed Asset, Working capital | • Agriculture related Working capital |
| Pricing Method | • Decline | • Decline (Vegetables) • Balloon (Crops) |
| Loan Amount | • 1,000,000 to 10,000,000 | • 1,000,000 to 10,000,000 |
| Repayment Frequency | • Monthly | • Monthly • Muti-Balloon • *Balloon: Principal at Maturity |
| Loan Term (Month) | • 6 to 18 months | • Per Seasonal Calendar |
| General Criteria | • Client must have at least one same business which has been operating in the same place for minimum 2 years. • One guarantor who is capable enough to act as one must be presented. • Immediate family member from the same household list and same business partner is not eligible to be guarantor. • Up to 5,000,000 loans shall be approved with maximum 12 months loan term and maximum 18 Months loan term for Above 5,000,000 loans. |
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